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Gambling budget FAQs

Frequently Asked Questions: Gambling Budgeting

Whether you flutter occasionally or you frequently place wagers, it’s really important to work out in advance how much you want to spend. With these gambling budget FAQs, we’re going to give you the full low down.

Gambling budget FAQs

What is a gambling budget?

A gambling budget is quite simply the maximum you have put aside to spend on land based or online gambling for a specific period of time. That should include sports bets, bingo, poker and any form of casino games.

Everyone knows there are no guarantees when it comes to gambling, so this is the amount you should be prepared to lose if things don’t go your way.

Why is it bad to overspend on gambling?

If you regularly spend more than you intend to on online gambling, that’s one of the major problem gambling warning signs.

Does everyone need a gambling budget?

Now this is one of the most common gambling budget FAQs. Yes, everyone needs a gambling budget. Sticking to a budget is smart. It gives your more oversight, understanding and control of your gambling.

Is there an easy way to work out how much I spend on gambling right now?

Yes, it’s not difficult to do this at all. If you use online gambling accounts, you can take a look at your account activity, which includes transaction histories such as online deposits.

If you gamble offline, take a look at your bank statements, betting slips and receipts. Add them up for a specific time frame along with your online costs. And you have a picture of how much you spend.

How do I stick to my gambling budget?

When you gamble online, there are a few responsible gambling tools that can help you out. One of them is the deposit limit tool, which means you can’t decide on a whim to put a little bit more in than you’ve budgeted. A good idea in our books.

How do I calculate my gambling budget?

Your gambling budget is specific to you, so you need to put in a little bit of work to figure out how much makes sense for you to play with.

First add up all your essential costs of living. This includes mortgage or rent, bills (energy, phone, heat, etc.), grocery bills, loan repayments, transport costs, childcare.

Then take that figure away from your net income (that’s after taxes). What you’re left with is your discretionary income. Next, put aside some money for savings. We all need to save for a rainy day.

Then you should be thinking about your hobbies and social life. Take away the costs that things like trips away, eating out, going to the cinema, buying books rack up over the space of a month.

What you’re left with is the money you could spend on gambling without impacting your day-to-day life. Now, we don’t suggest that you necessarily spend all of that money on gambling. But this is a good place to start.

Problem gambling help

If you think you have or are developing a gambling problem, a budget calculator isn’t the answer. You need to self-exclude from online gambling and seek help to deal with your problem. That applies to you, a loved one or even someone who is underage.

Visit the Be Gamble Aware website in the United Kingdom for lots of helpful resources. You can also phone them at 0808 8020 133. For those outside of the UK, there are dozens of international help organisations that can help you stop.


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